What to Do If You’re Notified Your Personal Information Was Exposed in a Data Breach
Don’t Ignore the Notification
Treat every data breach notification seriously. Even if the exposed information seems harmless, criminals can piece together small bits of data for identity theft or fraud.
Confirm the Breach Is Legitimate
Scammers may send fake breach notifications to trick you into clicking malicious links. If you’re unsure, don’t click anything in the email. Instead, go directly to the company’s website or contact them through a verified phone number to confirm.
Find Out What Information Was Exposed
The type of data exposed matters. If only your email address was leaked, you might see an increase in spam. If it was your Social Security number or financial info, the risk is much more serious.
Change Affected Passwords Immediately
If login credentials were exposed, change your passwords right away—especially if you reuse them on other accounts (which you *really* shouldn’t). Use strong, unique passwords and consider a password manager to help you stay organized.
Set Up Fraud Alerts or Credit Freezes
If sensitive information like your Social Security number was leaked: - Fraud alert: Contact one of the three credit bureaus (Experian, TransUnion, Equifax) to place a fraud alert. This makes it harder for identity thieves to open accounts in your name. - Credit freeze: This takes things a step further by completely locking down your credit report. You’ll need to temporarily lift the freeze if you apply for credit.
Monitor Your Accounts and Credit
Regularly check your bank accounts, credit card statements, and credit reports for unusual activity. You can get a free credit report at AnnualCreditReport.com from each bureau once a year (or more often depending on circumstances).
Take Advantage of Free Services
Many companies offer free credit monitoring or identity protection services after a breach. If it’s being offered, take advantage of it—it can give you early warning of suspicious activity.
Report Identity Theft
If you suspect you’ve been the victim of identity theft, visit IdentityTheft.gov. The site provides step-by-step instructions on how to report and recover from identity theft.
Final Thoughts
No one wants to deal with the aftermath of a data breach, but staying calm and taking swift action can minimize the damage. Be vigilant, act fast, and take the right precautions to protect your identity.